A GDPR-native data platform built for EU financial systems.
DataU: The Consent & Data Layer - With Open Integration to Any AML, Fraud or KYC Engine
TrustCircles is a GDPR-native SaaS platform for the European banking sector, built on one foundational layer — DataU’s consent-driven, decentralized and anonimized data architecture — with open integration to the AML, fraud and KYC engines you already run. You keep your financial-crime stack; we make it GDPR-clean, and more secure !
DataU
DataU is the data infrastructure layer at the heart of TrustCircles. Rather than storing bank customer information in centralised repositories that create risk, DataU enables personal data to be held securely — owned and controlled by the individual. When a bank needs to verify identity or assess risk, customers share only the specific information required, with explicit consent recorded transparently across the network. No unnecessary data exposure. No central point of failure.
Integration with your AML, Fraud & KYC engines
TrustCircles doesn’t replace your financial-crime stack — it feeds it. Your existing AML, fraud and KYC engines connect to the platform and receive consent-cleared, GDPR-clean data and anonymized cross-institution signals, so detection runs on a lawful basis without a central personal-data store. Mindrops is our preferred integration partner for AML, fraud and KYC, with engines already in production; other engines connect through the same open interface.
Together, the DataU layer and your connected engines form TrustCircles — banks get verified, consented data fast; bank customers get their personal dashboard to control every sharing relationship of their financial idata; and financial authorities get a compliant, transparent audit trail.
Product Overview
One Platform. Multiple Capabilities. Complete Control.
The TrustCircles platform integrates consent-driven data sharing with seamless connection to your AML, fraud and KYC engines into a single ecosystem — eliminating fragmented, disconnected compliance tooling.
Unlike traditional systems that rely on centralized data collection, Our platform ensures that bank customers remain in control of their personal information at all times. Financial institutions access only what they need, only when permission has been granted — with every interaction fully auditable and compliant with EU regulatory requirements.
The result is a platform that reduces risk, lowers compliance cost, and enables cross-institutional collaboration — without compromising the privacy or rights of any individual.
WHAT THE PLATFORM DOES
Built Around Two Core Capabilities
TrustCircles is not a single-purpose compliance tool. It is a platform built around two deeply integrated capabilities that work together to address the full compliance picture facing EU banks today.
Consent & Data Sharing - DataU
At the heart of TrustCircles is a consent management infrastructure that puts bank customers in genuine control of their personal information. When a financial institution needs to verify a customer's identity, assess their risk profile, or fulfil a regulatory obligation, it sends a structured data request through the platform.
The bank customer receives this request through their personal dashboard, reviews exactly what is being asked for, and approves or declines — in full transparency. Only upon approval does the institution receive the relevant, verified information.
Every step of this interaction is recorded in a transparent, tamper-proof audit trail — giving banks a documented legal basis for every data transaction.
This approach eliminates the need for repeated data collection, reduces storage liability, and ensures that every data interaction has a clear and verifiable consent record behind it.
Engine Integration — feed your AML, fraud & KYC stack
Alongside the consent infrastructure, TrustCircles connects your existing AML, fraud and KYC engines to a clean, consent-cleared data feed and anonymized cross-institution signals.
Detection and reporting keep running in the engines you already trust — now on a lawful, auditable basis, without accessing any individual’s personal data or building a central store. Mindrops is our preferred integration partner, with engines already in production, operating at scale.
Key Benefits
Designed for Real-World Impact
TrustCircles delivers measurable, practical benefits across the areas that matter most to European financial institutions.
Eliminate Central Data Risk
No centralised repository means no single point of breach risk or regulatory liability. Personal data stays where it belongs — with the institution and the customer.
Reduce Compliance Costs
A single platform for consent management, KYC, and AML monitoring eliminates duplication and reduces the operational overhead of fragmented compliance processes.
Strengthen AML Detection Inputs
Consent-cleared, GDPR-clean data feeding your existing AML engine reduces data-quality disputes and gives compliance teams a fully auditable basis for every flagged decision.
Enable Cross-Institution Collaboration
Financial institutions can share anonymised intelligence across the network — improving collective AML effectiveness without breaching privacy rights or data residency requirements.
Full Auditability & Regulatory Transparency
Every consent decision, data access event, and AML flag is recorded in a transparent, tamper-proof audit trail — giving institutions and regulators complete visibility.
Build Lasting Customer Trust
A personal dashboard gives bank customers real control over their data — transforming compliance from a back-office function into a visible, trust-building experience.
WHO IT IS FOR
One Platform.
One Platform.
Every Stakeholder
TrustCircles is designed to deliver value across every layer of the financial institution — not just the compliance team.
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For Compliance & AML Teams
A single platform that consolidates consent, KYC and a GDPR-clean data feed to your AML monitoring, and consent management — reducing manual workload, improving audit readiness, and keeping pace with evolving EU regulatory requirements.
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For Risk & Fraud Teams
Your existing detection systems, running on cleaner, consent-verified data — enabling faster, more defensible intervention rather than reactive reporting.
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For Technology & Integration Teams
A platform designed for straightforward integration with existing banking infrastructure — without requiring wholesale system replacement or lengthy implementation programs.
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For Senior Leadership
A strategic compliance investment that reduces cost, mitigates regulatory risk, and positions the institution as a trusted, transparent partner for its customers.
Experience the Platform in Action
See how TrustCircles can transform your data infrastructure and compliance processes.